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Business Loans

A small business loan is a great option to fund a specific, short-term capital initiative like purchasing equipment, expanding or opening a new location, special inventory buys, seasonality, marketing pushes or added cash flow to keep things operating smoothly.
Business Loans

Features

Good to Know
$5K - $2M

Loan sizes start from $5K and are available up to $2M. Right-sized to fit your situation

Payment Schedule

As a type of installment loan, both the principal and interest can be repaid daily, weekly, or monthly depending on qualifying factors.

Terms

Designed to match funds to a specific short-term business need, terms typically range from three months up to sixty months, depending on qualifying factors.

2 men applying

The Application Process

Committed to working with you in an ethical, responsive, and transparent way.

Complete the application

Give us a call or get started online, either way, it will only take a few minutes. We’ll capture the business specific information, advise you on any additional documentation and next steps.

Review your options

Once your application has been processed and reviewed, an Advisor will reach out with options and help you choose the best financing solution.

Receive funds

Once approved, funds typically release the same day to your business bank account

Eligibility requirements

6 months’ time in business
$100K in annual revenue
No Fico minimum
Business bank account & ID
man talking on phone

FAQs

Business Loans

Does credit affect my ability to secure a small business loan?

Credit is a factor that is considered with any loan product. However, alternative lenders, who typically offer unsecured loans, look to other business attributes and performance indicators like your time in business, industry type, monthly receivables, annual revenue, and other non-credit qualifiers. With no hard credit pull and no obligation to apply, we would encourage you to submit an application.

What is required to apply for a small business loan

To get started, most lenders are looking for a completed business application, identification, and the most recent 3 months business bank statements to initially review your information and make potential offers. Applying for a higher loan amount may require additional information like tax returns and/or financial statements.

How can I use the small business loan I receive?

The capital provided is intended for business purposes. However, there are no business use restrictions. Unlike a traditional bank, you are free to decide where the capital is needed most.

How long will it take to get a small business loan?

Typically, once the lender is in receipt of a complete underwriting package a decision will be rendered that day. If approved, funds could be released that day to your business bank account, available to you the following day.

Let’s get
started today

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Capital Reaction.
36 Russ Street, 3rd Floor
Hartford, CT 06106